Rating Agency “Reform� Cut to “Study�

When it comes to the post-crisis world of American finance, there's one thing we can all agree on:

Something's got to give when it comes to ratings agencies.

Over the past decade, we've all witnessed the “big three'sâ€? role in the credit crisis. S&P, Moody's and Fitch gave their famous AAA ratings to an array of troubled securities, companies and nations. Not only did they issue the wrong ratings – and correct those ratings far too late – but their dubious business model was put under the spotlight, too… ripe with conflict of interest and suspicious relationships with their Wall Street clients.

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